Have you ever wondered what happens to the money in your bank account? How are banks able to lend us in the financing of our houses and cars? These are some of the underlying questions behind our complex banking systems. Enrollment in the courses below will help you understand how banks achieve profitability, or contrarily, bankruptcy. You will be able to recognize the consequences of inefficient banking methods on the society as a whole, as demonstrated by the recent 2008 recession, and learn strategies for preventing such a case in the future.