Early Warning Signals & Risk Analysis for Bankers

Course details

The global economic crisis engulfing the world economy, will have deeply damaging impactson national economies and corporate clients across the GCC. Regardless of the depth andintensity of the crisis many corporate clients are going to face severe financial problems at atime when debt levels are at historic highs and the credit cycle is already turning.

In meeting its overall objectives, this course will address the specific areas of the identificationof early warning signals and its associated risks in order to identify potential problems withcorporate clients before they materialise, thereby attempting to avoid default among clientcompanies.

During the programme, we will review financial Early Warning Signals, within the market of theGCC including what can be considered as 'red flag' levels for those financial ratios, howeverthe core emphasis of this programme will be on assessing and identifying defects andmistakes being made by client companies before they are translated into symptoms ofdecline, as expressed by the financial statements. External, strategic and management riskanalyses will therefore be major areas of analysis.

In addition to the identification of the Early Warning Signals, the course will focus on remediesfor problem loans that the banking team can implement in order to avoid a furtherdeterioration in the client company's position and to avoid eventual default. This three-dayprogramme will arm the senior corporate credit banker with tools to assist their clients towork through the very difficult times they will face.