Delinquency Management for Microfinance Egyptian Banking Institute

This course is designed specifically to provide bankers; working in microfinance units, with the necessary helping tools to develop their skills, taking into account the importance of delinquency management and the 81:/pricing of interest. The course aims at securing a successful future for the bank and reduces the delinquency risks, which affect the 81:/pricing of interest. Hence, they affect the continuity of banks in providing financial services for micro-sector industries.

Course Objectives:

  • Determine the cost of delinquency and refraining from payment and measuring their financial effects
  • Explain how to measure delinquency and how to control it
  • Apply scientific approach in the 81:/pricing of interest

Course Outline:

Module 1:Analysis of reasons and costs of delinquency for microfinance

  • Nature and reasons of delinquencies
  • Costs of delinquencies and refrain from payment
  • Financial impacts of delinquencies and refrain from payment

Module 2:Measuring Delinquencies and How to Control Them

  • Loan portfolio
  • Accounting treatment of custom deficit debts and the expenses of Non-Performing Loans
  • Impact of the expenses of Non-Performing Loans, custom and deficit debts on financial statements
  • Factors affecting delinquency management
  • How to manage delinquencies
  • Main pillars of delinquency prevention

Module 3:Determining Interest Rates for Microfinance

  • Concepts of calculating interest rates
  • Identify interest rates that ensure sustainability
  • Methods of calculating interest rates ensuring sustainability
  • Effective interest
  • Addressing barriers hindering the achievement of sustainable interest rates
  • Proposed strategy for effective delinquency management

Assessment Strategy:

Participants will be assessed according to their active participation during sessions and exercises

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