Credit Research Modeling

Course details

Credit research is a study responsible for analyzing the quality of debt issuers for all our in-house portfolios and bond funds. Credit research process evaluates an applicant's loan request or a corporation's debt issue in order to determine the likelihood that the borrower will live up to his/her obligations. Credit research analysts examine the financial history of an applicant in order to determine creditworthiness. This course will deal with the nuts and bolts of Credit Research. You will learn the followings:

• Analyze corporate credit risk and access appropriate returns.
• Understanding the Corporate Structure - Debt - Parent subsidiary relationship
• Subordinate loans/ secured - unsecured loans - Covenant Analysis
• Understand the Recovery Analysis using Multiple based coverage analysis & Asset based coverage analysis
• Learn the Debt Scenarios under Realistic, Distressed Scenarios and Debt Repayment Schedule
• Learn Deleveraging Analysis
• Return Calculations using IRR (for investment in Bonds)Learn to efficiently build revenue drivers of a few Sectors.
• Learn complex financial modeling by identifying and utilizing key business drivers and integrating them into a three statement forecasting model for a generic company