This course will improve participants’ skills in performing due diligence, collecting information and report writing as part of the credit analysis process.Course Description:
This course will improve participants’ skills in performing due diligence, collecting information and report writing as part of the credit analysis process.
- Define banking Information.
- Describe the banking information department.
- Explain the duties and responsibilities of the banking information department.
Module 1: Introduction to Banking Information
- The concept of banking information
- The relationship between banking information and credit, problem loans and bank marketing
- Banking information resources
- Key categories of information to be collected
Module 2: The Banking Information Department
- Causes of problem loans related to banking information
- Legal requirements concerning banking information
- Bank secrecy
- Forms and reports used by the banking information department
Module 3: Duties and Responsibilities of the Banking Information Department
- The borrower’s wealth, assets and liabilities
- Information on borrower bankruptcy, bail, equitable charge, commercial charge, assignment of debt, and attachment proceeding
- The legal structure, characteristics and reputation of the borrower
- Conducting due diligence to supplement information provided by the borrower in the loan application
Participants will be informally assessed on their interaction during sessions and their participation in exercises
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