Banking Information

Course details

This course will improve participants’ skills in performing due diligence, collecting information and report writing as part of the credit analysis process.Course Description:

This course will improve participants’ skills in performing due diligence, collecting information and report writing as part of the credit analysis process.

Course Objectives:

• Define banking Information.
• Describe the banking information department.
• Explain the duties and responsibilities of the banking information department.

Course Outline:

Module 1: Introduction to Banking Information

• The concept of banking information
• The relationship between banking information and credit, problem loans and bank marketing
• Banking information resources
• Key categories of information to be collected

Module 2: The Banking Information Department

• Causes of problem loans related to banking information
• Legal requirements concerning banking information
• Bank secrecy
• Forms and reports used by the banking information department

Module 3: Duties and Responsibilities of the Banking Information Department

• The borrower’s wealth, assets and liabilities
• Information on borrower bankruptcy, bail, equitable charge, commercial charge, assignment of debt, and attachment proceeding
• The legal structure, characteristics and reputation of the borrower
• Conducting due diligence to supplement information provided by the borrower in the loan application

Assessment Strategy:

Participants will be informally assessed on their interaction during sessions and their participation in exercises