Certified Commercial Banker Este curso é ministrado em inglês

Course details

Commercial banking primarily involves providing banking services to individuals, small businesses and large organizations. Commercial Banking as a career has been growing at a very fast pace and offers exciting opportunities to learn about business, interaction with clients and develop business relations. There is a wide range of opportunities in commercial banking, such as leasing, credit card banking, international finance and trade credit.

Why should one take this certification?
Vskills Certification in Commercial Banking are for those candidates looking for opportunities in commercial banking sector catering to wide variety of services such as leasing, credit card banking, international finance and trade credit. Vskills certification significantly improves the chances of getting the desired role and is an added knowledge for the candidate. This certification can be taken by candidates looking for new job opportunities or promotion or skill assessment.

Who will benefit from taking this certification?
Vskills Certification in Commercial Banking is for candidates who are well-prepared and enthusiastic about entering the field and Job seekers looking to find employment in Finance department of companies or candidates who wish to improve their skill set and make their CV stronger. The Certification also assists the existing employees looking for a better role and proves their employers the value of their skills.

Table of Contents

Introduction

• Definition of Banking
• Other Financial Institutions
• Evolution of Commercial Banking System
• Globalization of Banking Systems
• Different Financial Systems

Commercial Banking System

• Nature of Commercial Banks
• Characterstics of Commercial Banks
• Functions of Commercial Banks
• Intermediation
• Payments and Settlement System
• Financial Services
• Trend in Banking

Banking System and Performance Measurement

• Introduction
• Type of Banking Systems
• Factors Affecting Banking Systems
• Universal Banking System
• Commercial Banks vs. Other Financial Institutions
• Performance Measurement

Scheduled Commercial Banks

• Analysis of Assets and Liabilities
• CRR and SLR
• Types of Deposits
• Types of Account Holders
• Guidelines for Opening Accounts
• Loans and Advances
• NPA - Management and Resolutions
• Micro Prudential Norms

Risk and Uncertainties

• Risk and Transformations Services
• Sources of Risk
• Risk Managment
• Regulations of Banking in India

Capital Management

• Introduction to Bank Capital
• Long Term Debt and Loss Reserves
• Capital Deficiency Correction

Investment Management

• Investments in Government and other Securities
• Classification of Bank Investments
• Investment Goals
• Types of Government Securities
• Investment Policy
• Portfolio Behavior of Commercial Banks
• Investment Classification and Valuation Norms

Liquidity Risk Management

• Introduction
• Measuring Liquidity
• Liquidity Risk
• Liquidity Management
• REPO and Reverse REPOs

Credit Risk Management

• Nature of Credit Risk
• Obstacles to Credit Risk Management
• Deficiencies in Credit Risk Mangement
• Principles in Credit Risk Management
• Methods for Reduction of Credit Risk
• Collateral
• Credit Derivatives
• Bank Lending Services
• Types of leases

Derivatives for Risk Mangement

• Definition and types of Derivatives
• Characteristics of Derivatives
• Types of Traders
• Growth of Derivatives
• Uses of Derivatives
• Risks of Derivatives
• Risk Regulation

Interest Rate Risk

• Net Interest Income
• Factors Affecting Interest Rate Change
• Affects of Interest Rate Change
• Interest Rate Risk Management
• Separation of Interest Rate Risk and Credit Risk

Foreign Currency Dealing

• Currency Convertibility
• Foreign Exchange Market
• Technology and Trading
• Participants in Foreign Exchange Market
• Foreign Exchange Rate and Exchange Quotations
• Currency Arbitrage

Foreign Currency Risk Management

• Foreign Exchange Risk in Commercial Banks
• Hedging and Forward Contracts
• Techniques to Cover Exchange Risk
• Cross Currency Options Trading in India
• Central Bank's Role in Foreign Exchange Risk Management

International Banking

• Introduction
• Financial Intermediation by International Banks
• Euro-dollar Market
• Types of International Banking Offices
• International Banking Activities
• Country Risk
• Loan Syndication and Agreement Provisions
• International Banking Regulation

Ultima actualização em  31 January, 2019