- Payment Terms: Enquire
- Duration / Course length: 5 Days
- Starting Date: Enquire About It
- Timings: Enquire
Course details
Course Introduction:
This course equips delegates with essential skills in assessing and managing credit risks. Participants will engage in practical sessions to understand credit analysis, risk assessment tools, and portfolio management strategies. By the end of the course, delegates will be adept at implementing effective credit risk policies to mitigate potential financial losses, thereby enhancing their organisations financial stability and decision-making capabilities?.
Course Outcomes:
By the end of this course, participants will be able to:
Understand the fundamentals of credit risk and its significance in banking
Assess and manage credit risk through effective credit evaluation techniques
Apply risk rating models and credit scoring methodologies
Implement strategies for mitigating credit risk and optimizing loan portfolios
Comprehend regulatory requirements related to credit risk management in banks
Who Should Attend:
This course is designed for professionals working in the banking sector, particularly those involved in credit risk management, such as credit risk managers, credit officers, risk analysts, and credit underwriters. It is also beneficial for individuals who want to gain a comprehensive understanding of credit risk management practices in banks and the regulatory framework governing this critical aspect of banking operations.
Credit risk managers and officers in banks
Risk analysts and credit underwriters
Banking professionals involved in lending and credit evaluation
Individuals seeking to understand credit risk management in the banking sector
Course Topics:
Introduction to Credit Risk Management
Overview of credit risk in banking
Types of credit risk
Importance of credit risk management
Historical perspective on credit crisis
Credit Evaluation and Risk Assessment
Credit Evaluation Techniques
Credit analysis process
Financial statement analysis
Assessing borrower creditworthiness
Credit risk factors and indicators
Risk Rating Models and Credit Scoring
Credit scoring methodologies
Credit scoring models and algorithms
Application of credit scores in lending decisions
Limitations and challenges of credit scoring
Credit Risk Mitigation and Loan Portfolio Management
Collateral and guarantees
Diversification and portfolio management
Risk-based pricing and terms
Credit risk monitoring and early warning systems
Regulatory Compliance and Reporting
Basel III and capital adequacy requirements
Reporting and disclosure of credit risk
Stress testing and scenario analysis
Case studies on regulatory compliance in credit risk management
Eligibility / Requirements
N/A
About LCT International
LCT International is a premier provider of executive education, delivering world-class training and consultancy solutions to international governments, corporations, and professionals worldwide. With a legacy of excellence, innovation, and impact, we help professionals and organizations develop the skills, strategies, and leadership capabilities needed to thrive in today’s dynamic global economy.
Our programs are designed to bridge the gap between theory and practice, ensuring that every learning experience translates into real-world success. Whether you’re a senior executive, aspiring leader, or organization seeking to upskill your workforce, LCT International provides cutting-edge training tailored to your specific needs.
Why Choose LCT International?
- Global Recognition & Expertise – With a strong legacy in professional development, we have trained leaders from over 500 organizations across 100+ countries, making us a trusted name in executive education.
- Tailored Learning Solutions – Our programs are designed to meet the evolving needs of industries, ensuring practical, results-driven learning that enhances careers and strengthens organizations.
- Industry-Leading Faculty – Learn from renowned experts and practitioners with decades of experience in leadership, finance, HR, operations, and strategic management. Our trainers bring real-world insights and case studies to every session.
- Flexible Training Formats – Whether you prefer onsite sessions in global locations, immersive executive retreats, or live virtual training, we offer seamless learning experiences that fit your schedule.
- A Legacy of Excellence – Formerly London Corporate Training (LCT), we have evolved into LCT International, reinforcing our commitment to expanding global access while maintaining our rich heritage of quality education. This transition reflects our continued dedication to offering enhanced learning experiences that cater to professionals worldwide.
- Practical & Impactful Learning – We go beyond theoretical training by integrating interactive workshops, real-world case studies, and hands-on simulations, ensuring that participants can apply what they learn immediately in their professional environments.
Our Areas of Expertise
- Leadership & Strategic Management – Executive leadership, corporate strategy, decision-making, and change management
- Finance & Banking – Financial risk management, corporate finance, investment strategies, and international banking
- Human Resource Management – Talent management, organizational development, performance management, and employee engagement
- Operations & Project Management – Agile project management, supply chain optimization, and operational excellence
- Marketing & Business Development – Digital marketing, brand management, customer experience, and market expansion strategies
- Public Sector & Government Training – Policy development, governance, and regulatory compliance
At LCT International, we don’t just teach – we transform careers, empower professionals, and drive organizational success.
Take the next step in your professional growth!
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