LCT International Credit Risk Management for Financial Institutions LCT International
Price: MYR 26,646

    Course details

    Course Introduction:
    This course equips delegates with essential skills in assessing and managing credit risks. Participants will engage in practical sessions to understand credit analysis, risk assessment tools, and portfolio management strategies. By the end of the course, delegates will be adept at implementing effective credit risk policies to mitigate potential financial losses, thereby enhancing their organisations financial stability and decision-making capabilities?.

    Course Outcomes:
    By the end of this course, participants will be able to:

    Understand the fundamentals of credit risk and its significance in banking
    Assess and manage credit risk through effective credit evaluation techniques
    Apply risk rating models and credit scoring methodologies
    Implement strategies for mitigating credit risk and optimizing loan portfolios
    Comprehend regulatory requirements related to credit risk management in banks

    Who Should Attend:
    This course is designed for professionals working in the banking sector, particularly those involved in credit risk management, such as credit risk managers, credit officers, risk analysts, and credit underwriters. It is also beneficial for individuals who want to gain a comprehensive understanding of credit risk management practices in banks and the regulatory framework governing this critical aspect of banking operations.

    Credit risk managers and officers in banks
    Risk analysts and credit underwriters
    Banking professionals involved in lending and credit evaluation
    Individuals seeking to understand credit risk management in the banking sector

    Course Topics:
    Introduction to Credit Risk Management

    Overview of credit risk in banking
    Types of credit risk
    Importance of credit risk management
    Historical perspective on credit crisis


    Credit Evaluation and Risk Assessment

    Credit Evaluation Techniques
    Credit analysis process
    Financial statement analysis
    Assessing borrower creditworthiness
    Credit risk factors and indicators


    Risk Rating Models and Credit Scoring

    Credit scoring methodologies
    Credit scoring models and algorithms
    Application of credit scores in lending decisions
    Limitations and challenges of credit scoring


    Credit Risk Mitigation and Loan Portfolio Management

    Collateral and guarantees
    Diversification and portfolio management
    Risk-based pricing and terms
    Credit risk monitoring and early warning systems


    Regulatory Compliance and Reporting

    Basel III and capital adequacy requirements
    Reporting and disclosure of credit risk
    Stress testing and scenario analysis
    Case studies on regulatory compliance in credit risk management

    Updated on 14 May, 2025

    Eligibility / Requirements

    N/A

    About LCT International

    LCT International is a premier provider of executive education, delivering world-class training and consultancy solutions to international governments, corporations, and professionals worldwide. With a legacy of excellence, innovation, and impact, we help professionals and organizations develop the skills, strategies, and leadership capabilities needed to thrive in today’s dynamic global economy.

    Our programs are designed to bridge the gap between theory and practice, ensuring that every learning experience translates into real-world success. Whether you’re a senior executive, aspiring leader, or organization seeking to upskill your workforce, LCT International provides cutting-edge training tailored to your specific needs.

    Why Choose LCT International?

    • Global Recognition & Expertise – With a strong legacy in professional development, we have trained leaders from over 500 organizations across 100+ countries, making us a trusted name in executive education.
    • Tailored Learning Solutions – Our programs are designed to meet the evolving needs of industries, ensuring practical, results-driven learning that enhances careers and strengthens organizations.
    • Industry-Leading Faculty – Learn from renowned experts and practitioners with decades of experience in leadership, finance, HR, operations, and strategic management. Our trainers bring real-world insights and case studies to every session.
    • Flexible Training Formats – Whether you prefer onsite sessions in global locations, immersive executive retreats, or live virtual training, we offer seamless learning experiences that fit your schedule.
    • A Legacy of Excellence – Formerly London Corporate Training (LCT), we have evolved into LCT International, reinforcing our commitment to expanding global access while maintaining our rich heritage of quality education. This transition reflects our continued dedication to offering enhanced learning experiences that cater to professionals worldwide.
    • Practical & Impactful Learning – We go beyond theoretical training by integrating interactive workshops, real-world case studies, and hands-on simulations, ensuring that participants can apply what they learn immediately in their professional environments.

    Our Areas of Expertise

    • Leadership & Strategic Management – Executive leadership, corporate strategy, decision-making, and change management
    • Finance & Banking – Financial risk management, corporate finance, investment strategies, and international banking
    • Human Resource Management – Talent management, organizational development, performance management, and employee engagement
    • Operations & Project Management – Agile project management, supply chain optimization, and operational excellence
    • Marketing & Business Development – Digital marketing, brand management, customer experience, and market expansion strategies
    • Public Sector & Government Training – Policy development, governance, and regulatory compliance

    At LCT International, we don’t just teach – we transform careers, empower professionals, and drive organizational success.

    Take the next step in your professional growth!

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