Credit Risk Management هذه الدورة تدرس باللغة الإنجليزية

تفاصيل الدورة

Day 1: BASEL ACCORDS, CAPITAL ADEQUACY & CREDIT RISK MANAGEMENT
· The Credit Process
· Risks Associated with Lending
· Historical Overview of Basel Accord
· The Three Pillars of Basel II/III
· Internal Capital Adequacy Assessment Process (ICAAP)
 
Day 2: PLANNING & DEVELOPING THE CREDIT FUNCTION
· Strategic Risk Management within an Institution
· Objectives & Goals of Credit Risk Management
· Loan Portfolio Objectives
· Strategic Planning for the Loan Portfolio
· Quantifying Volume, Level, & Directions of Risk
· Assessing the Credit Risk Function
 
Day 3: MANAGING & CONTROLLING THE CREDIT FUNCTION (POLICIES & PROCEDURES)
· Loan Policy (Purpose and Objective)
· Loan Policy Topics
· Underwriting Documents Standards
· Loan Approval Processes
· Risk Rating Systems
· Exceptions to Policy
· Organizational Considerations relating to Collections
 
Day 4: PORTFOLIO MANAGEMENT
· Fundamental Portfolio Management Terms & Concepts
· Concentration vs. Diversification Risk
· Concentration Risk & Measuring Correlation
· Stress Testing & Scenario Analysis
· Hedging Tools
 
Day 5: PROBLEM LOAN MANAGEMENT FRAMEWORK &
COMMUNICATING WITH SENIOR MANAGEMENT
· Organizational Considerations relating to Loan Work-out
· Good Bank vs Bad Bank Structures & Requirements (Case Study)
· Communication with Senior Management & the Board
· Developing Leading Indicators to Monitor Emerging Credit Risk within a Portfolio
 
  تحديث بتاريخ 16 May, 2024